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Terms & Conditions for 0% Balance Transfer (BT) and 0.29% Loan on Phone (LOP)
- This offer is only applicable for customers who have received the promotional SMS/email
- This offer is valid only for Balance Transfer / Loan on Phone bookings done on or before 30th November 2019
- Offer is valid on a minimum Balance Transfer amount of AED 5,000 and Loan on phone amount of AED 10,000
- 0% Balance Transfer Offer is only valid on Balance Transfer 3 and 6 months tenure with processing fee of 1% and 2% respectively
- 0.29% Loan on Phone Offer is only valid on 6 months and above tenure with processing fee of 1%
- The total Balance Transfer/Loan on Phone amount cannot exceed more than 80% of the available Credit Card Limit
- If the amount to be transferred as mentioned in the request exceeds 80% of the available credit limit on the date of acceptance by Majid Al Futtaim Finance, Majid Al Futtaim Finance will automatically transfer only an amount equal to 80% of the Credit Card Cardholders available credit limit as authorized by the Cardholder in the application form/over recorded call.
- Approval of Balance Transfer or Loan on Phone is at the sole discretion of Najm
- In case of early settlement of the Balance Transfer/Loan on Phone amount before the expiry of the entire tenure of the plan an early settlement fee of AED 100 shall be levied to the Cardholder Credit Card Account. Further all interest or fee charged towards installments pre-settled shall have to be borne by the Cardholders and no such charge will be waived off by MAF Finance.
- Not valid in conjunction with any other offer or promotion. In case customer has received rewards for one campaign, he/she will not be eligible to receive rewards for another campaign within the same time period.
- Rewards / cashback / loyalty points will not be credited on any Balance Transfer/Loan on Phone booking
- Regular terms and conditions for Balance Transfers and Loan on Phone apply
- Majid Al Futtaim Finance will attempt to resolve any dispute as per the Credit Cardholder Agreement and the above-mentioned terms, however not constricted to the above.
- Majid Al Futtaim Finance reserves the right to terminate the offer without any prior notice.
- Majid Al Futtaim Finance Terms and conditions apply.