Get more when you spend anywhere, on anything!
Do you want cash credited directly to your card? Simply use your card to pay for groceries, utility bills, dining, school fees, or anything else and the cash is all yours!
All you need to do is use your card a minimum of 5 times between 13 February and 15 March 2019 to get your cash.
Maximise your savings with Najm!
Terms & Conditions
- For any queries about this campaign, please quote the reference number as received in the emailer/SMS communication received.
- The offer is valid from 13th February – 15th March 2019 both days inclusive.
- Spend can be made in multiple transactions (locally or internationally) as long as the total spend is equal to or greater than the amount stated in the emailer/SMS communication received by the customer.
- Customer has to use his/her card a minimum of 5 times to spend AED 3000 or more during the campaign period to qualify for this offer. Minimum amount of each transaction should be AED75.
- Only customers who are current (i.e. not under any block codes) as of the fulfillment date are eligible for the promotional offer.
- Cash back will be credited within 45 business days from the end of the promotion.
- Cash back calculated at 5% and is inclusive of the regular cashback and capped as per the amount mentioned in the emailer/SMS received by the customer. Product caps (if any) will apply.
- Campaign cash back will be credited as cash into the customer’s card.
- Offer is valid on all transactions except cash withdrawals and quasi cash transactions.
- Offer not valid on value added services such as Loan on Phone or Balance Transfer.
- Spend criteria is based over campaign period i.e. 13thFebruary to 15thMarch 2019.
- Cash back will be given at a customer level (not on card level).
- Customers may be asked for a proof of payment in case the spend is made at a merchant which is not a part of the registered list of merchants.
- Any dispute regarding fulfillment of the campaign can be raised by the customer within 60 calendar days from the campaign end date. Any dispute raised post this date will not be considered.
- Not valid in conjunction with any other offer or promotion. In case customer has received rewards for one campaign, he/she will not be eligible to receive rewards for another campaign within the same time period.
- Cashback credit is at the sole discretion of Majid Al Futtaim Finance LLC.
- Majid Al Futtaim Finance LLC & Merchant specific terms & conditions applicable.
- Majid Al Futtaim Finance LLC makes no warranties & assumes no liability or responsibility with respect to product and service provided by partners/other entities participating in the program.