Simple, Secure, Anywhere*

Go card-less with Najm and Samsung Pay


Simple, Secure, Anywhere*

Go card-less with Najm and Samsung Pay

Win 1 of 15 Samsung Galaxy S9 phones!

Add your Najm card to Samsung Pay and make 3 transactions

The way to pay.

Why Samsung Pay?

Hover over each icon for more details

  • Shield-12

    Pay securely with fingerprint, PIN or iris scan

  • Simple-Icon2

    Swipe up. Select your Najm card. Tap to pay.

  • Everywhere-Icon2

    *It works almost anywhere you can swipe or tap your card


Adding your Najm card is simple:

  1. Open the Samsung Pay app on your phone or download it from Google Play
  2. Choose the authentication method you prefer
  3. Scan your Najm card using your phone camera

How to

Install Samsung Pay


How to

Add a Najm card


How to

Make a payment


Eligible devices

Samsung Pay is available in both the latest and some of the earlier devices. Find out if your device is compatible with Samsung Pay from the list below:

Visit to learn more about setting up Samsung Pay on eligible devices.

To know more, visit our Samsung Pay FAQs section

Our Latest Winners

Najm congratulates our winners of the Samsung Galaxy S9 phones


Karthikeyan Subramaniam

18 February draw

Terms & Conditions

Eligibility criteria for customers to enter the raffle draw:

  • Add any of your Najm credit cards to the Samsung Pay app
  • Use your Najm credit card on Samsung Pay for your purchases. Make a minimum of three transactions using your Najm credit card on the Samsung Pay App to participate into the raffle draw
  • Campaign dates: 11 Feb 2019 – 20 May 2019
  • Draw Schedule: Draw 1-18-Feb; Draw 2-25-Feb; Draw 3-4-Mar; Draw 4-11-Mar; Draw 5-18-Mar; Draw 6-25-Mar; Draw 7-1-Apr; Draw 8-8-Apr; Draw 9-15-Apr; Draw 10-22-Apr; Draw 11-29-Apr; Draw 12-6-May; Draw 13-13-May; Draw 14-20-May; Draw 15-27-May


Terms and Conditions:

  • The raffle draw will be conducted weekly and the result of the raffle draw will be final
  • The winner(s) from eligible participants (“Winner(s)”) will be notified within one week after the raffle via telephone, email or SMS. Should for any reason, Majid Al Futtaim Finance L.L.C. be unable to contact the Winner or should the Winner be unable to collect his/her prize, the prize will be given to the next eligible winner or as Majid Al Futtaim Finance L.L.C. may deem fit, including re-offering the prize in future raffles or otherwise
  • Prize can be claimed and redeemed by the Winners ONLY, and CANNOT be redeemed for cash, exchanged, sold, or transferred to any other person
  • Participant is eligible only for one “win” opportunity i.e. one (1) Samsung S9 per Winner
  • You must make a minimum of three transactions and they must equal a minimum sum of AED 100 and will get one entry into the raffle. For every AED 100 spend, you will get one entry into the raffle
  • After the first three transactions:
    • — One entry per transaction for spends below or equal to AED 199 (E.g. AED 50 = one entry, AED 150 = one entry)
    • — For transactions above AED 199, every AED 100 spend will be eligible for one raffle entry (E.g. AED 200 = two entries, AED 850 = eight entries)
  • Winners may be asked to provide a photograph or to be photographed and interviewed to provide a quote about winning and to cooperate with Majid Al Futtaim L.L.C. Finance to publish their win as and where deemed appropriate
  • Majid Al Futtaim Finance L.L.C. may, at its sole discretion, post the Winners’ names on its website
  • Majid Al Futtaim Finance L.L.C. reserves the right, at its sole discretion, to postpone, to cancel the raffle or any forthcoming raffle draw date(s)
  • This offer is not applicable for Majid Al Futtaim employees
  • Failure to comply with these Terms and Conditions will result in the disqualification of entry in the raffle
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