You will earn Najm cash back points every time you make a retail purchase. You can earn up to 4% cashback on your spends.
On a Najm Gold Card:
- Carrefour Hypermarkets: AED 1 = 4% Cashback
- Everywhere else: AED 1 = 2% Cashback
A minimum spend of AED 2000 is required to earn Cashback.
