Best travel card in the UAE
Najm Voyager Platinum Credit CardTravel with ease, convenience and flexibility while earning the highest rewards
Book your travel purchases online or offline and instantly redeem your Voyager Rewards
Note*: Effective November 1, 2020, the rewards programme for this credit card has ended.
Vouchers for Carrefour will no longer be earned for any transactions made with Najm Cashback Platinum or Platinum Plus credit cards. This applies to both Carrefour and non-Carrefour purchases.
Book your travel purchases online or offline and instantly redeem your Voyager Rewards
Get started with Voyager Platinum today!
Annual fee of only AED 208.95
Why this is the right card for you?
Earn & Spend Rewards
- Earn 2.5 Voyager Rewards for every Dirham you spend overseas
- Earn 1.5 Voyager Rewards for every Dirham you spend locally
- Earn 1 Voyager Reward for every Dirham you spend on utility bill payments, school fees, e-government spends and fuel purchases
VOX Benefits
Enjoy Buy One Get One Free on tickets and popcorn at VOX Cinemas.
For more information about your health and safety, please refer to the FAQs https://uae.voxcinemas.com/faq
Flexible redemption
Book your travel purchases online or offline and instantly redeem your Voyager Rewards. Learn more >
Digital Wallets
Enjoy easy and secure payments with our card-less solutions
Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. Apple Pay is even simpler than using your physical card, and safer too.
Now, your phone is your card. Make contactless payments with your Samsung phones wherever you see the contactless sign.
Google Pay is the fast, simple way to pay on sites, in apps, and in stores using your Najm card, saved to your Google Account.
Fitbit Pay makes shopping at your favourite places more seamless than ever. You can use it anywhere you see the contactless payment symbol.
Your Garmin device is an important part of your everyday life, and now with contactless payment solution, you’ll have more uses for it than ever.
Now when you see this icon
at any site that accepts Visa, you can enjoy an easy, smart and secure checkout experience.
Additional Voyager Platinum Benefits
Click on one of the green tabs below to reveal the feature content
Voyager welcome rewards
Apply online today and get your annual fee reversed!
- Successfully approved applicants of a Voyager Platinum Credit Card who spend AED 10,000 within the first 60 days after the card has been issued will get their annual fee reversed.
- The spend condition can be met through multiple transactions and at different merchants as long as the cumulative transactions meet or exceed the amount of AED 10,000 within the first 60 days after the card has been issued.
- Cash withdrawals, financial charges, balance transfers, quasi cash, loan on phone and cash advances will not be considered part of the spend criteria. Only retail purchases will qualify as eligible transactions.
- Please remember to pay at least the minimum amount due on your card regularly, to ensure you are eligible for this offer.
- Only primary Voyager Platinum Credit Cards will be eligible for this offer, supplementary cards issued to existing primary card holders are not eligible.
- Customers who have cancelled a Voyager Platinum Credit Card within the last 2 months will not be eligible for this offer.
- Existing Voyager Credit Card holders and Majid Al Futtaim Finance LLC´s staff are not eligible for this offer.
Spend Rewards
- Earn 2.5 Voyager Rewards for every Dirham you spend overseas
- Earn 1.5 Voyager Rewards for every Dirham you spend locally
- Earn 1 Voyager Reward for every Dirham you spend on utility bill payments, school fees, e-government spends and fuel purchases
Dine & Fly
‘Dine & Fly’ provides airport dining offers at more than 200 locations globally. Download the ‘Dine & Fly’ application on App Store & Google Play and register today to make the most of your travel experience.
Global Emergency Assistance
Global ATM Network
VOX Movie Benefits
Lifestyle Benefits
Enjoy 30% off on dining, shopping, travel and entertainment experience at some of the UAE's finest destinations from over 450 partner merchants with Najm Lifestyle. Click below to view discounts on
Easy Payment Plans (EPP)
A new LCD television, a computer or diamond jewellery - something new and exciting always brings more smiles all around.
Please note that effective 1 March 2018, transactions converted to 0% installment plans will not earn reward points/cashback.
To apply for an Easy Payment Plan, login to Najm Online or call Najm Call Centre at 600 57 NAJM (6256).
To learn more, visit our Easy Payment Plans (EPP) page.
Balance Transfer
Want to go on holiday? Concerned about your children’s tuition fees? Simply transfer outstanding balances from other credit cards to your Najm Credit Card.
Loan On Phone
Cash Advance
You can withdraw cash from ATMs worldwide that have the Cirrus logo*
*Cash withdrawals are subject to a withdrawal fee of AED 90 or 3% of the amount of any cash withdrawal, whichever is the greater, on every cash withdrawal.
For your loved ones
- Get up to 5 Supplementary Cards for your family. Download the form to apply for a Supplementary Card for your account.
Online Services
Najm Online
- At a click or on-the-go, our desktop and mobile solutions are simple and secure, offering you instant access to your credit card account. Pay your Najm card bills, DEWA bills, Etisalat bills are more at a click of a button. Visit Najm Online to learn more
Premo
- Premo is an online market place that offers you a variety of prepaid cards in both physical and virtual form. They are the perfect gift for any occasion and it’s the only place in UAE which let’s your customize your gift card with your own image
Direct Debit
Insurance
Global Emergency
LSP
My Guard
Wallet Protection
As a Najm customer you will be covered for:
- Fraudulent charges – Any unauthorized transaction on your credit card leading to financial loss, as a result of theft of your card up to 24 hours prior to your first reporting will be reimbursed to you
- Identity Theft – Expenses incurred as a result of your efforts to resolve your identity theft and shall be reimbursed to you. This will also cover losses incurred due to unauthorized opening of bank or credit accounts through your stolen identity
- Lost Wages – Unpaid time taken off work solely as a result of your efforts to correct your financial records as a result of your identity theft shall be reimbursed to you
- ATM Assault including First Aid – We will reimburse you for the money you withdrew with your payment card from any ATM in UAE, that was stolen as a result of a robbery and if you incur bodily injury during a robbery, we will reimburse you for emergency first aid
- Accidental Death – Your beneficiaries will receive compensation in the event that the insured's injury resulting from the robbery results in death
Takaful Protection Plan (Personal Accident Cover)
Najm covers you for unexpected events such as accidental insurance on all forms of disability or loss of life. For more information on our Terms and Conditions click here.
Interactive SMS Service
Please see the Interactive SMS Service page.
| Signature | Voyager Rewards Earned | Annual Rewards | Destination | Yearly Ave. Flights |
|---|---|---|---|---|
 |
0 | 0 | - | 0 |
| 0 | - | 0 | ||
| 0 | - | 0 |
| Platinum | Voyager Rewards Earned | Annual Rewards | Destination | Yearly Ave. Flights |
|---|---|---|---|---|
|
0 | 0 | - | 0 |
| 0 | - | 0 | ||
| 0 | - | 0 |
Download our app or access Najm Online from your computer to manage cards and payments.
 
- Access your Najm Card account on the go
- Pay your Najm Credit Card
- Pay your Etisalat and DEWA bills
- Convert your transactions into installments
Over 1,000 payment locations. Click here to learn more.
