Redeem across 550 flights & 175,000 hotels anywhere, anytime
Up to 9% discount on Expedia Hotel Bookings
Up to 50% discount on dining, entertainment, cinema and travel
Maximum Rewards
Redeem across 550 flights & 175,000 hotels anywhere, anytime
Up to 9% discount on Expedia Hotel bookings
Up to 50% discount on dining, entertainment, cinema and travel
Maximum Rewards
Get started with Voyager Platinum today!
Annual fee of only AED 208.95
Is this the right card for me?
Earn & Spend Rewards
- Earn 2.5 Voyager Rewards for every AED spent overseas
- Earn 2.5 Voyager Rewards for every AED spent on www.najmvoyager.com
- Earn 1.5 Voyager Rewards for every AED spent locally
- Instant and partial rewards redemption through Voyager Portal!
- Earn 1 Voyager Reward for every AED 1 spent locally on utility bill payments, school fees, e-government spends and fuel purchases
Najmvoyager.com Benefits
- Over 550 airlines, including low cost budget airlines
- Over 175,000 hotels with exclusive 9% additional discount
- 9% Discount on hotel bookings
- Create your own Travel Packages
- Experiences – tickets to adventure parks, entertainment events, spa packages, and much more
VOX Benefits
Enjoy Buy One Get One Free on tickets and popcorn at VOX Cinemas.
Flexible redemption
Redeem Voyager Rewards fully or partially on najmvoyager.com, our dedicated travel portal, any day of the year, against flight and hotel bookings, car hire and exciting experiences.
Mobile Wallets
Enjoy easy and secure payments with our card-less solutions
Samsung Pay
Shopping, dining, or buying your favorite coffee is just a tap away with Samsung Pay. Use it almost anywhere you can swipe or tap your card!
Additional Voyager Platinum Benefits
Click on one of the green tabs below to reveal the feature content
- Voyager Travel Benefits
- Lifestyle Priviledges
- Easy Payments
- Other Benefits
- Rewards Calculator
- Where to Pay
Voyager welcome rewards
Apply online today and receive AED 450!
- Successfully approved applicants of a Voyager Platinum Credit Card who spend AED 10,000 within the first 60 days after the card has been issued will get the AED 450 (45,000 Voyager Rewards) credited into their Voyager Rewards pool.
- The 16,000 Voyager Rewards associated with payment of the annual fee will be credited once the annual fee payment has been processed. If payment is made after the payment due date of the first billing statement, the Voyager Rewards associated with the payment of annual fees will be forfeited.
- The 14,000 Bonus Spend Rewards will be credited upon payment of annual fee in full and upon meeting the AED 10,000 spend condition.
- The spend condition can be met through multiple transactions and at different merchants as long as the cumulative transactions meet or exceed the amount of AED 10,000 within the first 60 days after the card has been issued.
- Cash withdrawals, financial charges, balance transfers, quasi cash, loan on phone and cash advances will not be considered part of the spend criteria. Only retail purchases will qualify as eligible transactions.
- Please remember to pay at least the minimum amount due on your card regularly, to ensure you are eligible for this offer.
- The remaining 15,000 Spend Rewards are calculated approximately. Customers can earn more Voyager Rewards based on transactions made during the billing cycle.
- Only primary Voyager Platinum Credit Cards will be eligible for this offer, supplementary cards issued to existing primary card holders are not eligible.
- Customers who have cancelled a Voyager Platinum Credit Card within the last 2 months will not be eligible for this offer.
- Existing Voyager Credit Card holders and Majid Al Futtaim Finance LLC´s staff are not eligible for this offer.
Spend Rewards
- Earn the highest Rewards for all your spends
- Earn 2.5 Voyager Rewards for every AED spent overseas
- Earn 2.5 Voyager Rewards for every AED spent on www.najmvoyager.com
- Earn 1.5 Voyager Rewards for every AED spent locally
- Earn 1 Voyager Reward for every AED 1 spent locally on utility bill payments, school fees, e-government spends and fuel purchases
- Instant and partial rewards redemption through Voyager Portal!
Voyager Portal Benefits
- Flexible redemption on najmvoyager.com, our dedicated travel portal. Redeem fully or partially, any day of the year
- Over 550 airlines, including low cost budget airlines
- Over 175,000 hotels with exclusive 9% additional discount
- Holiday Packages
- Create your own Travel Packages
- Experiences - tickets to adventure parks, entertainment events, spa packages, and much more
Voyager Portal Privileges
- Earn 2.5 Voyager Rewards for every AED spent on www.najmvoyager.com
- Partial and instant redemption
- No blackout dates
- 50% savings on hotels
- Self booking and easy to use portal
Dine & Fly
‘Dine & Fly’ provides airport dining offers at more than 200 locations globally. Download the ‘Dine & Fly’ application on App Store & Google Play and register today to make the most of your travel experience.
Global Emergency Assistance
Your Voyager by Najm Credit Card is covered by a Global Emergency Assistance service, which covers reporting lost or stolen cards, emergency card replacement and emergency cash disbursement.
Global ATM Network
Get cash when you need it. Your Visa Signature card is accepted at over 1.9 million ATM locations worldwide.
VOX Movie Benefits
Enjoy Buy One Get One Free on tickets and popcorn at VOX Cinemas for up to 2 free tickets each month. View the terms and conditions for VOX offers.
Lifestyle Benefits
Enjoy 30% off on dining, shopping, travel and entertainment experience at some of the UAE's finest destinations from over 450 partner merchants with Najm Lifestyle. Click below to view discounts on
Easy Payment Plans (EPP)
Shop heavy…pay light!
A new LCD television, a computer or diamond jewellery - something new and exciting always brings more smiles all around.
Please note that effective 1 March 2018, transactions converted to 0% installment plans will not earn reward points/cashback.
To apply for an Easy Payment Plan, login to Najm Online or call Najm Call Centre at 600 57 NAJM (6256).
To learn more, visit our Easy Payment Plans (EPP) page.
A new LCD television, a computer or diamond jewellery - something new and exciting always brings more smiles all around.
Please note that effective 1 March 2018, transactions converted to 0% installment plans will not earn reward points/cashback.
To apply for an Easy Payment Plan, login to Najm Online or call Najm Call Centre at 600 57 NAJM (6256).
To learn more, visit our Easy Payment Plans (EPP) page.
Balance Transfer
Want to go on holiday? Concerned about your children’s tuition fees? Simply transfer outstanding balances from other credit cards to your Najm Credit Card.
Loan On Phone
Get up to 70% of your available Najm Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.
Cash Advance
You can withdraw cash from ATMs worldwide that have the Cirrus logo*
*Cash withdrawals are subject to a withdrawal fee of AED 90 or 3% of the amount of any cash withdrawal, whichever is the greater, on every cash withdrawal.
For your loved ones
Supplementary
- Get up to 5 Supplementary Cards for your family. Download the form to apply for a Supplementary Card for your account.
Gift Cards
- Choose from a wide selection of gift cards and designs. Visit Premo Gift Cards to know more.
Prepaid Cards
- Choose from a wide range of prepaid cards available. Visit Premo Gift Cards to know more.
Online Services
Najm Online
- At a click or on-the-go, our desktop and mobile solutions are simple and secure, offering you instant access to your credit card account. Pay your Najm card bills, DEWA bills, Etisalat bills are more at a click of a button. Visit Najm Online to learn more
Premo
- The Premo online market place offers a full range of prepaid, gift, virtual and soon to launch reloadable cards. With Premo’s gift card range you can find the perfect gift for any occasion and it is the only place in the UAE where you can completely customize your gift card with your own images. Click here to learn more.
Direct Debit
Insurance
Global Emergency
Your Najm Credit Card is covered by a Global Emergency Assistance service, which covers reporting lost or stolen cards, emergency card replacement and emergency cash disbursement. Click here to learn more.
LSP
Najm offers you comprehensive Lifestyle Protection (LSP), which ensures that you and your loved ones are protected from the burden of debt in the event of an unforeseen tragic event. Click here to learn more.
My Guard
MyGuard is a comprehensive protection service offered by Najm that gives you complete peace of mind during times of crisis.
Wallet Protection
As a Najm customer you will be covered for:
- Fraudulent charges – Any unauthorized transaction on your credit card leading to financial loss, as a result of theft of your card up to 24 hours prior to your first reporting will be reimbursed to you
- Identity Theft – Expenses incurred as a result of your efforts to resolve your identity theft and shall be reimbursed to you. This will also cover losses incurred due to unauthorized opening of bank or credit accounts through your stolen identity
- Lost Wages – Unpaid time taken off work solely as a result of your efforts to correct your financial records as a result of your identity theft shall be reimbursed to you
- ATM Assault including First Aid – We will reimburse you for the money you withdrew with your payment card from any ATM in UAE, that was stolen as a result of a robbery and if you incur bodily injury during a robbery, we will reimburse you for emergency first aid
- Accidental Death – Your beneficiaries will receive compensation in the event that the insured's injury resulting from the robbery results in death
Takaful Protection Plan (Personal Accident Cover)
Najm covers you for unexpected events such as accidental insurance on all forms of disability or loss of life. For more information on our Terms and Conditions click here.
Interactive SMS Service
Please see the Interactive SMS Service page.
Insert the values!
| Signature | Voyager Rewards Earned | Annual Rewards | Destination | Yearly Ave. Flights |
|---|---|---|---|---|
 |
0 | 0 | - | 0 |
| 0 | - | 0 | ||
| 0 | - | 0 |
| Platinum | Voyager Rewards Earned | Annual Rewards | Destination | Yearly Ave. Flights |
|---|---|---|---|---|
 |
0 | 0 | - | 0 |
| 0 | - | 0 | ||
| 0 | - | 0 |
| Gold | Voyager Rewards Earned | Annual Rewards | Destination | Yearly Ave. Flights |
|---|---|---|---|---|
 |
0 | 0 | - | 0 |
| 0 | - | 0 | ||
| 0 | - | 0 |
Download our app or access Najm Online from your computer to manage cards and payments.
- Access your Najm Card account on the go
- Pay your Najm Credit Card
- Pay your Etisalat and DEWA bills
- Convert your transactions into installments
*Payment through 3rd party channels (including and not limited to exchange houses, online banking, petrol stations, CCDMs or others i.e ENOC, EPPCO, Emirates NBD/Mashreq/CITI/HSBC online banking and Emirates NBD CCDMs) are subject to charge of AED 3.15 per payment.
Over a 1000 payment locations
*Payment through 3rd party channels (including and not limited to exchange houses, online banking, petrol stations, CCDMs or others i.e ENOC, EPPCO, Emirates NBD/Mashreq/CITI/HSBC online banking and Emirates NBD CCDMs) are subject to charge of AED 3.15 per payment.
