
YOUR BUSINESS
SIMPLER, FASTER, SMARTER
PREMIUM CORPORATE CARD
A premium corporate card with company liability typically issued to staff that have significant company-related expenditure such as business travel and entertainment

Are you looking to….
REDUCE COMPANY COSTS
Purchasing Cards provide a solution that reduces the cost of these transactions by 76%
EFFICIENCY
Eliminate paper-based expense report processes
SPEND DATA
Obtain better spend data to monitor spend policy compliance.
ENHANCED SECURITY FEATURES
Visa Payment Control protects against policy non-compliance, giving you complete control over your credit card transactions.
FULL CONTROL
Increase control over company spend
STREAMLINE
Eliminate cash advances / petty cash
NAJM Signature Travel & Entertainment
- Access to over 950 lounges globally
- Complementary travel insurance
- Fraud protection insurance
- Careem discounts
- Food & Beverage discounts
- Lifestyle discounts (eg. access to golf courses & others)
NAJM Central Travel Account
- One Virtual Card for all air tickets charges with your travel management company
- Consolidate travel expenditures for employees without the need to reimburse cash or issue a corporate card for an individual
NAJM Purchasing Card
- Streamline your recurring supplier payments
- Eliminate cumbersome cheque payments and LPOs through online payments
- Including eGOV, TeleComs, online marketing, DEWA etc.
- High security features against misuse through online portal
- Cash flow benefits
Digital Wallets
Enjoy easy and secure payments with our card-less solutions


Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. Apple Pay is even simpler than using your physical card, and safer too.

Now, your phone is your card. Make contactless payments with your Samsung phones wherever you see the contactless sign.

Google Pay is the fast, simple way to pay on sites, in apps, and in stores using your Najm card, saved to your Google Account.

Fitbit Pay makes shopping at your favourite places more seamless than ever. You can use it anywhere you see the contactless payment symbol.

Your Garmin device is an important part of your everyday life, and now with contactless payment solution, you’ll have more uses for it than ever.

Now when you see this iconat any site that accepts Visa, you can enjoy an easy, smart and secure checkout experience.
Corporate Solutions Reinvented
At Najm, we understand that managing, controlling and monitoring your organization’s travel and entertainment (T&E) spend is just as important as providing your employees with a globally accepted card and providing your staff with a great user experience and benefits.
A wealth of travel benefits and exclusive privileges ranging from:
- Complimentary access to over 950 lounges worldwide
- Comprehensive multi-trip travel insurance
- Fast and easy online booking and expense management tools
- Exclusive account management
- 24/7 contact center
- Accepted at over 37 million locations worldwide
- Company liability waiver insurance
Business traveler benefits embedded in your Corporate Card
Peace of mind with enhanced security features
Call center representatives are on hand to assist you 24/7 by calling 600 569 009 within the UAE, or +971 600 569 009 while abroad
Travel
Jumeirah Hotel Offers: Enjoy up to 25% discount at selected Jumeirah Hotels across the world. Visit visamiddleeast.com for more information
Car Rental: Enjoy savings of up to 25% at Hertz, Sixt Rent A Car, Budget Rent A Car, Regent Car Rental and AVIS. Visit visamiddleeast.com for more information.
YQ (Meet and Assist) Services: Bid queues and hassles goodbye. Enjoy the convenience and efficiency of fast track immigration at over 450 international airports with yQ (meet & assist). Valid until 31 Dec 2017. Visit yqnowgroup.com for more information.
Visa Luxury Hotel Collection: Enjoy upgrades and VIP privileges at participating luxury boutiques hotels and resorts at Visa Luxury Hotel Collection. Visit visamiddleeast.com for more information.
Lifestyle
Golf Access:Â Enjoy a 30% at Jebel Ali Golf Resort. Discount applies to midweek tee times after 1 pm. Call +971 4 814 5048 for more information
Concierge Service: Take advantage of a host of services available to you over the phone or online, 24 hours a day, from anywhere in the world. Visit visamiddleeast.com for more information or call: Toll-free: 800 0441 3487. International Direct Dialing: +971 4 361 1234
Dining
Enjoy up to 20% discount at selected outlets in with your Visa Signature Card. Visit visamiddleeast.com for more information