At Najm, we understand that managing, controlling and monitoring your organization’s travel and entertainment (T&E) spend is just as important as providing your employees with a globally accepted card and providing your staff with a great user experience and benefits. We are proud to present a wealth of benefits that will provide your card holders with a safe and smooth journey.

A wealth of travel benefits and exclusive privileges ranging from:

• Comprehensive multi-trip travel insurance
• Fast and easy online booking and expense management tools
• Exclusive account management
• 24/7 contact center
• Accepted at over 37 million locations worldwide
• Company liability waiver insurance
• 12 complimentary airport lounge visits
  • You are entitled to 12 free visits every calendar year
  • Of the 12 entitled visits in the calendar year, the first visit is free and has no eligibility condition
  • To be entitled for the next 11 free visits, you need to complete one (1) international transaction in each calendar year
  • The minimum value of this transaction should be worth USD 1, which may include face to face, e-commerce, MOTO (Mail Order/Telephone Order), or any recurring transactions where the currency is not AED. This transaction may take up to 15 days to register with LoungeKey
  • Apart from the first free visit, if you utilize the balance of 11 visits without achieving the spend condition, the respective lounge access cost of USD 27 will be charged to your card
  • The LoungeKey access entitlement and the requirement to meet the eligibility condition will reset from January 1st in subsequent years
  • The benefit and eligibility conditions apply separately for the primary and secondary cardholders

For more information regarding LoungeKey, visit www.loungekey.com or download the LoungeKey App on Google Play or Apple iTunes.

Gain access to the best fares, fees and rates without compromising on quality when using your Corporate Credit Card to make purchases on the Neo Travel booking engine

Embedded with cutting-edge technology and optimised for a smart mobile experience, the Neo Travel booking engine integrates with your Corporate Credit Card, thus streamlining the end-to-end process of planning your business trips. Featuring intelligent automation with Neo Travel, you can create policy compliant ‘door-to-door’ travel itineraries, and submit travel plans for approval on-the-go with just a click of a button.

Book in 3 easy steps

Plan

• Create your itinerary by entering where, when and how you want to travel and Neo Travel will instantly display flight, rail, hotel options in a single view
• Customize your itinerary according to what is most important to you such as when your flight leaves or returns, when your meeting starts and ends, the length of journey or even the carbon footprint of your trip
• Fine-tune your flight, hotel and car hire selection by expanding the options provided and choosing alternatives where needed
• Add a taxi, bus or train transfer to your hotel or meeting location to get a full ‘door-to-door’ view of your travel plan

Submit and Book

• Choose compliant options as Neo Travel highlights which ones fall within your company’s travel policy
• Finalise and submit your travel plans for online approval. Upon approval, your tickets are automatically issued and all other reservations are confirmed through Neo Travel

Access on the go

• Tap and swipe from the Neo mobile app to quickly access flight numbers, hotel images, driving maps or even a street view of your final destination

From entertainment expenses to flights, hotels and taxi fare, your Corporate Credit Card gives you access to a complete online solution, drastically reducing the complexities associated with traditional expense management

With its cloud based technology, Neo Expense enables automated expense processing, bringing together all travel and expense information into a single view, transforming the way you do business.

Additionally, the Neo mobile app adds another layer of convenience, allowing you to capture and categorise receipts on-the-go and create claim reports to submit for approvals providing you with a seamless experience.

Expense in 3 easy steps

Capture

• Open the Neo mobile app and capture the image of your receipts which automatically identifies the country, date, time and currency in which the transaction took place
• Categorise each transaction using a clever icon system, then simply drag and drop icons onto the expense calendar to create your expense report

Reconcile

• Use the Auto-Expense function to reconcile your credit card statement with digital receipts and data coming from your trip bookings to build a complete expense report in a few seconds
• Review, refine and confirm your expense report by adding or amending transactional information where needed

Submit

• Send your expense report from your computer, mobile device or via the Neo mobile app, automatically routing it for approvals