UAE Direct Debit System (DDS)

The UAE Direct Debit System is a system that accords you the convenience of automating your monthly payments to your Najm Credit Card directly from your bank account ensuring your payments are cleared on your payment due date.

With UAE Direct Debit System you will enjoy the following benefits:

  • It is a simple, secure and fully automated system and only a one time set up is required. It is convenient as you avoid queuing at banks cash deposit machines and exchange houses or visiting the Najm office or post office to make your card payments.
  • You can set your preferred monthly payment percentage of your outstanding balance on your Najm Credit Card.
  • You will receive an SMS notification, informing you of your upcoming debit, 4 days before your payment due date

Set up your Direct Debit

Simply download the registration form here, fill and sign it and send the original to Majid Al Futtaim office by post on: P. O. Box 35995, Dubai or visit our offices: Emirates Development Bank – (City Centre Tower), next to Rihab Rotana Hotel, 4th Floor, Port Saeed, Deira, Dubai


UAE Direct Debit System Registration
UAE Direct Debit System Amendment
UAE Direct Debit System Cancellation
Apply online