Terms and Conditions (T&Cs)

Credit Card Terms & Conditions

Najm Corporate Card Terms and Conditions
Najm ONE Credit Card Services Terms and Conditions
Najm Gold, Silver and Blue Credit Card Services Terms and Conditions
Najm Fraudulent Card Misuse Protection Terms and Conditions
Instant Issuance Credit Cards Terms and Conditions
Voyager Credit Cards Services Terms and Conditions
Voyager Rewards Program Terms and Conditions
Najm Platinum Cashback Cards Terms & Conditions

Prepaid Card Terms & Conditions

Chili's Gift Card Terms and Conditions
Dreamworks Spa Terms and Conditions
Najm Internet Card Terms and Conditions
Jamaica Blue Gift Card Terms and Conditions
Jazz Lounge Spa Gift Card Terms and Conditions
Joyalukkas Gift Card Terms and Conditions
Najm Prepaid Incentive Card Terms and Conditions
Najm Reloadable Prepaid Card (Load N Shop) Terms and Conditions
Najm Travel Card (Load N Travel) Terms and Conditions
Najm Gift Card Terms and Conditions
Zen Yoga Gift Card Terms and Conditions

Najm Online Service Terms & Conditions

Najm Online Terms and Conditions
Convenience
Safety & Security
General